Services

Applying for a loan with us is simple. We cut out all the tedious requirements for paperwork to file, documents to fax or irritating “please hold” music to endure, because our unique service is online from start to finish.

1. Personal loans

Currently we provide personal loans up to a value of R10 000.
Even if you have been blacklisted, you can still apply as you may still qualify for a loan.
Our verification process complies with the National Credit Regulator and is completed within a couple of minutes.
If you respond to our requirement for the right information, you don’t have to wait in anticipation for days for the result.
If your application is successful, your cash is in your account within hours!
Just make sure that the repayment amounts are available as required.

2. Cell phone contracts

Records show that 2/3 of South Africans cell phone users are still on pre-paid.

We can assist people that do not qualify for a conventional contract, whether it be voice and/or data. We aim to convert pre-paid customers to contract.

We make cellular decision making simple. Our focus is to deliver mobile and data communication solutions to your doorstep.

We are in a position to assist people that do not qualify for a conventional cell phone or DATA contract.

You can get the latest handset, no surprise billing – the billing is controlled and once you have used all your talk time minutes additional airtime can be purchased from any prepaid vendor. This airtime converts to contract rates.

After-sales service from our dedicated customer care consultants and upgrades are available.

Our offering for cell phones and data deals are extremely competitive in the market place offering you:

Medium to high-end handsets
Much cheaper monthly subscriptions.
Value for money airtime
Free monthly SMS
All our handsets carry a 2 year Vodacom warranty
Dedicated staff handles contracts, which means easy, stream-lined process as well as fast turnaround time.
Dedicated staff handles after sales customer care

Don’t wait – Contact us today – ONLY IF YOU ARE SERIOUS ABOUT A LOAN OR A CELL PHONE CONTRACT!

AFTER SUCCESSFUL PRE-QUALIFICATION, WE WILL NEED A COPY OF:

Your last 3 months bank statement reflecting your salary
Your South African ID
Your monthly payslip
Your proof of residence

Pre-qualification takes less than 1 hour.

Simply complete the application and see the response!

THE RULES – YOU MUST:

Be A South African Citizen
Be employed for 3 months or longer with the same company
Have a salary that is paid into your bank account
Must receive a formal payslip from your employer every month

UNFORTUNATELY WE CANNOT HELP YOU IF YOU ARE:

Self employed
A commission earner only
Under administration or debt review
Weekly or fortnightly paid
A Pensioner

Click here to apply today.

Apply Now

Choose Your Product

Loan
Cell Phone

Preferred Loan Amount

Cell Phone Package

ID Number (Required)

Surname (Required)

First Names (Required)

E-mail Address (Required)

Best Time to Phone (Required)

Cell Phone Number (Required)

Work Phone Number (Required)

Home Phone Number (Required)

Prefered Language (Required)

Physical Address (Required)

Postal Code (Required)

Are You The Tenant / Owner? (Required)

Where Do You Bank? (Required)

What Type of Account? Cheque/Savings/Transmission (Required)

Monthly Nett Income After Deductions (Required)

Employment Details

Employment Status Permanent/Contractor/Temporary (Required)

Type of Industry You Are Employed In (Required)

Period Employed (Required)

How frequently do you get paid your salary? (Required)

What Day Of The Month Do You Get paid? This Must Be The Day Your Salary Reflects On Your Bank Statement (Required)

How do you get Paid? Mass Cheque/Individual Cheque/Payroll Admin-ACB, Cash/Internet Transfer (Required)

I understand and accept the Terms of Use

By submitting the above details I hereby authorise financelab.co.za to conduct any enquiry necessary to process my application. I agree that financelab.co.za, or selected third parties, may offer me products or services that may interest me via post, phone, email, mobile or other means and will always include an opportunity to opt-out of receiving further such offers.