Personal Loans

A personal loan is personal business. Therefore we offer an online loan application service which you can complete in your own privacy and time!

Don’t we all need a little bit of extra money sometimes?

We do not encourage people to apply for loans for things they cannot afford, but sometimes we need a little extra help to pay for expenses that crops up like a thief in the night. Vehicles don’t ask when they should break down, or falling sick is not exactly a planned event. The moral of the story is that we all have to decide how we deal with financial catastrophes. More important we should consider whether we can afford the repayments of a personal loan.

Don’t wait – Contact us today – ONLY IF YOU ARE SERIOUS ABOUT A LOAN!

AFTER SUCCESSFUL PRE-QUALIFICATION, WE WILL NEED A COPY OF:

Your last 3 months bank statement reflecting your salary
Your South African ID
Your monthly payslip
Your proof of residence

Pre-qualification takes less than 1 hour.

Simply complete the application and see the response!

THE RULES – YOU MUST:

Be A South African Citizen
Be employed for 3 months or longer with the same company
Have a salary that is paid into your bank account
Must receive a formal payslip from your employer every month

UNFORTUNATELY WE CANNOT HELP YOU IF YOU ARE:

Self employed
A commission earner only
Under administration or debt review
Weekly or fortnightly paid
A Pensioner

Apply Now

Choose Your Product

Loan
Cell Phone

Preferred Loan Amount

Cell Phone Package

ID Number (Required)

Surname (Required)

First Names (Required)

E-mail Address (Required)

Best Time to Phone (Required)

Cell Phone Number (Required)

Work Phone Number (Required)

Home Phone Number (Required)

Prefered Language (Required)

Physical Address (Required)

Postal Code (Required)

Are You The Tenant / Owner? (Required)

Where Do You Bank? (Required)

What Type of Account? Cheque/Savings/Transmission (Required)

Monthly Nett Income After Deductions (Required)

Employment Details

Employment Status Permanent/Contractor/Temporary (Required)

Type of Industry You Are Employed In (Required)

Period Employed (Required)

How frequently do you get paid your salary? (Required)

What Day Of The Month Do You Get paid? This Must Be The Day Your Salary Reflects On Your Bank Statement (Required)

How do you get Paid? Mass Cheque/Individual Cheque/Payroll Admin-ACB, Cash/Internet Transfer (Required)

I understand and accept the Terms of Use

By submitting the above details I hereby authorise financelab.co.za to conduct any enquiry necessary to process my application. I agree that financelab.co.za, or selected third parties, may offer me products or services that may interest me via post, phone, email, mobile or other means and will always include an opportunity to opt-out of receiving further such offers.