About Us

FinanceLab is an origination site for many loan providers. This means that your application is actually considered by as many as possible creditable loan providers to ensure success in as short a period of time as possible.

Our main aim is to provide a painless experience to effective loan origination as an online service provider. We strive to be at the front end of technology to ensure that we deliver a service for a successful loan application on your doorstep.

We have helped thousands of loan applicators in South Africa over the last number of years.

As FinanceLab, our approach is always to ensure that your application will comply with all relevant credit legislation and specifically the National Credit Act, Act 34 of 2005.

We understand the ever-changing needs and access to information and therefore our approach is highly technology driven to ensure efficient service, yet making sure that we maintain the actual human contact to ensure each and every one of our customers is looked after in the best way possible. We understand that applying for a loan is a personal business!

Don’t wait – Contact us today – ONLY IF YOU ARE SERIOUS ABOUT A LOAN!

AFTER SUCCESSFUL PRE-QUALIFICATION, WE WILL NEED A COPY OF:

Your last 3 months bank statement reflecting your salary
Your South African ID
Your monthly payslip
Your proof of residence

Pre-qualification takes less than 1 hour.

Simply complete the application and see the response!

THE RULES – YOU MUST:

Be A South African Citizen
Be employed for 3 months or longer with the same company
Have a salary that is paid into your bank account
Must receive a formal payslip from your employer every month

UNFORTUNATELY WE CANNOT HELP YOU IF YOU ARE:

Self employed
A commission earner only
Under administration or debt review
Weekly or fortnightly paid
A Pensioner

Click here to access our application form.

Apply Now

Choose Your Product

Loan
Cell Phone

Preferred Loan Amount

Cell Phone Package

ID Number (Required)

Surname (Required)

First Names (Required)

E-mail Address (Required)

Best Time to Phone (Required)

Cell Phone Number (Required)

Work Phone Number (Required)

Home Phone Number (Required)

Prefered Language (Required)

Physical Address (Required)

Postal Code (Required)

Are You The Tenant / Owner? (Required)

Where Do You Bank? (Required)

What Type of Account? Cheque/Savings/Transmission (Required)

Monthly Nett Income After Deductions (Required)

Employment Details

Employment Status Permanent/Contractor/Temporary (Required)

Type of Industry You Are Employed In (Required)

Period Employed (Required)

How frequently do you get paid your salary? (Required)

What Day Of The Month Do You Get paid? This Must Be The Day Your Salary Reflects On Your Bank Statement (Required)

How do you get Paid? Mass Cheque/Individual Cheque/Payroll Admin-ACB, Cash/Internet Transfer (Required)

I understand and accept the Terms of Use

By submitting the above details I hereby authorise financelab.co.za to conduct any enquiry necessary to process my application. I agree that financelab.co.za, or selected third parties, may offer me products or services that may interest me via post, phone, email, mobile or other means and will always include an opportunity to opt-out of receiving further such offers.