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It is no secret that many people in South Africa face financial difficulties each year. In many cases, these difficulties lead to poor credit, which can make it impossible or very difficult to apply for loans at regular banks in South Africa. Only a few mistakes can mar your credit for years, and you may continue to be denied regular bank loans long after you have paid your debts and gotten your general financial situation back on track.

Are you tired of banks that offer you credit when you don’t need it, but when you are in dire straights, they tell you they can’t help you?

DON’T DESPAIR! We can help you with instant loans of up to R10 000 as well as cell phone contracts at prices that are unbeatable.

Don’t wait – Contact us today – ONLY IF YOU ARE SERIOUS ABOUT A LOAN OR A CELL PHONE CONTRACT!

AFTER SUCCESSFUL PRE-QUALIFICATION, WE WILL NEED A COPY OF:

Your last 3 months bank statement reflecting your salary
Your South African ID
Your monthly payslip
Your proof of residence

Pre-qualification takes less than 1 hour.

Simply complete the application and see the response!

THE RULES – YOU MUST:

Be A South African Citizen
Be employed for 3 months or longer with the same company
Have a salary that is paid into your bank account
Must receive a formal payslip from your employer every month

UNFORTUNATELY WE CANNOT HELP YOU IF YOU ARE:

Self employed
A commission earner only
Under administration or debt review
Weekly or fortnightly paid
A Pensioner

Apply Now

Choose Your Product

Loan
Cell Phone

Preferred Loan Amount

Cell Phone Package

ID Number (Required)

Surname (Required)

First Names (Required)

E-mail Address (Required)

Best Time to Phone (Required)

Cell Phone Number (Required)

Work Phone Number (Required)

Home Phone Number (Required)

Prefered Language (Required)

Physical Address (Required)

Postal Code (Required)

Are You The Tenant / Owner? (Required)

Where Do You Bank? (Required)

What Type of Account? Cheque/Savings/Transmission (Required)

Monthly Nett Income After Deductions (Required)

Employment Details

Employment Status Permanent/Contractor/Temporary (Required)

Type of Industry You Are Employed In (Required)

Period Employed (Required)

How frequently do you get paid your salary? (Required)

What Day Of The Month Do You Get paid? This Must Be The Day Your Salary Reflects On Your Bank Statement (Required)

How do you get Paid? Mass Cheque/Individual Cheque/Payroll Admin-ACB, Cash/Internet Transfer (Required)

I understand and accept the Terms of Use

By submitting the above details I hereby authorise financelab.co.za to conduct any enquiry necessary to process my application. I agree that financelab.co.za, or selected third parties, may offer me products or services that may interest me via post, phone, email, mobile or other means and will always include an opportunity to opt-out of receiving further such offers.

Finance Lab

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